I'd love to say there is a simple answer, but there is not, there are too many variables
However you can break the problem down.....
The sizes you select mostly depend on what the capabilities of the fab you are using.
For low cost, reliability, and high yield choose the largest vias and largest traces you can, while keeping annular rings as large as possible and traces well spaced and as wide as possible.
Take a look at the capabilities of you chosen supplier(s) talk to them and ask their advice, after all are the ones that have to guarantee they can make it. e.g. Graphic's Capabilities
Graphic PLC, like others, quote standard, low-yield and development feature sizes.
More than anything else, your escape plan will also depend on the parameters of your PCB.
How many layers do you need? How many rows to you have to escape in your BGA?
Generally you need (N/2)-2 layers, where N is the largest number in the number of rows or columns in your BGA. However, if you use microvias things get easier. Remember you don't normally need to escape all the signals, GND and Power can often go direct to the planes.
So, decide: Are using conventional vias, blind vias, buried vias, microvias or microvia-in-pad?
The minium dimensions of the via drill are partly controlled by the layer pair thickness (2:1 is a good starting rule) plus type of PCB material. Harder, thicker materials means bigger drills.
Are you using 18um or 36um copper, you might want the latter if some other part of your circuit carries a high current or perhaps your signal integrity rules play some part in you decision making process? Bigger copper means more undercut which means more tolerance needed.
So first you need to decide what board construction you can stand given your cost constraints in the volumes you are interested in buying, then base your design constraints on that by looking at the capabilities of the fab you want to use and the technology you require.
The reason manufacturers use finished hole sizes is that the drill required is 0.1 to o.2mm larger than the finished hole size. So if you want a 0.5mm finished hole, the manufacturer will drill it 0.7, then plate it down to 0.5 with 0.1mm of copper. So the finished size seems small, but a larger drill can be used.
Don't be so scared of small feature sizes. You will be surprised just how small the drills can be, e.g. Graphic can drill 0.15mm holes using a conventional drill if the material is 0.2mm thick! However, smaller drills are more expensive as they break more often so need replacing regularly (ideally before they break) As they use more of them and being a bit trick, they cost more to replace.
The minimum size of the via pad is defined by the drill size and the drill tolerance. Usually drill size (not finished size) +0.1mm is a minimum. But that depends on yield and manufacturing tolerances. Obviously bigger is better if you have room and you are not working at 10's of GHz.
Ok a worked example:
Using a 358 pin UBGA part, an Altera Arria GX.
Looking at Graphic's data, I can select a 0.25 finished hole (i.e. 0.45 drill) with a 0.45 annular ring. I'll tent the top side.
Excluding power pins, I have 5 rows to escape. Ideally i'll need 4 layers.
Let's try without anything exotic (reducing cost)
vias 0.25 finished 0.45 pad
tracks 0.15mm, min gap 0.1mm
Stock BGA pads on library symbol are 0.45 Not mask defined
That looks like this:
See we managed it on three of the 4 layers, and it looks like we can still make some improvements; We could reduce the track and increase the annular rings or go microvia-in-pad for reduced layer count.
Best Answer
No, you can't eliminate the outer-layer pads on vias. As described here, the final etching step occurs after the plating step. The outer pads serve the very important function of protecting the plating inside the via from the final etch.
Specifically, the plating step is normally done through a mask, so that only the traces and pads on the outer surfaces are built up with plating — first copper, then a thin layer of tin. Then the photomask is removed, and the tin itself serves as the mask for the final etching step that removes the unwanted original (unplated) copper on the outer layers.
A via can be plated only if the electrolyte can flow through it. If you omit the surface pad, then the hole will be partially or completely covered by photomask on that side, limiting or stopping the flow of electrolyte. Furthermore, even if plating is successful, once the photomask is stripped for the etching step, the exposed edges of the plated copper inside the hole will be undercut by the etching process, seriously affecting the reliability of the via.