Cisco IOS: NAT overload for two WAN interfaces

I have a feeling the answer is policy-routing, but I'd like someone to clarify that.

Basically I'm not having any luck getting NAT to work with two WAN interfaces.

I have two WAN interfaces: fe0/1 (static, 200.200.200.2/30, gw 200.200.200.1/30) and fe0/0/0 (Dialer1).

I've setup permanent static routes for various IPs to route out through fe0/1. I believe this is working ok — I can traceroute from the IOS shell and it's going out fe0/1. I also have NAT working for Dialer1; machines on the LAN can get out without issue. However, machines on the LAN cannot get out on fe0/1 (ping static.routed.ip.address doesn't work).

Here's what I have in my config that's relevant:

access-list 1 permit 192.168.0.0 0.0.0.255

ip nat inside source list 1 interface Dialer1 overload

I've tried adding a pool and associating it with access-list 1; I also created another access-list 15 with the same LAN ip network address, but they all just seem to "replace" the NAT scheme so that my static routes work for fe0/1 (tested from LAN with ping static.routed.ip.address), but stop working for Dialer1 (fe0/0/0).

Policy-routing the only way to go here?

EDIT

I should clarify that yes, I do need to NAT overload out both interfaces: I chose to setup static routes over policy routes because I don't really care what the source IP/mask is, but the destination: any LAN packet that matches the destination address of my static routes needs to go out the fe0/1 WAN interface.

Like I said, this works from the router at all times and does work from the LAN if I run:
ip nat inside source list 1 interface FastEthernet0/1 overload but that kills outbound NAT for the Dialer1 (default route) and thus all other outbound traffic.