DNS zone transfer interval

The actual traffic rate to the site is irrelevant.

All of those settings (except for "default TTL") only affect how frequently your domain's secondary DNS servers poll the primary DNS server for updates.

If your zone only changes infrequently (which I believe yours does) then your value for "refresh" is currently a bit on the low side. Typically the primary should send a NOTIFY message to each of the secondaries whenever there's an update at which point the secondaries grab the zone file immediately. These days the "refresh / retry / expire" mechanism is only a backstop to that.

In any event, it's likely that your DNS provider is automatically syncing changes to all of the relevant DNS servers on the fly without using DNS's built-in synchronisation mechanisms so the actual values are probably irrelevant.

Note that the "default TTL" field no longer means what it says. The real default TTL is set (in BIND at least) with the $TTL directive, and that's only used when there isn't an explicit TTL set on each record.

The "default TTL" field's meaning was changed in RFC 2308 and it's actually a hint for negative caching. If your server returns a negative response (e.g. NXDOMAIN or NODATA) it's how long the remote server should wait before trying again.

The current value is a bit on the low side, but there's no harm leaving it as is. It's often ignored anyway.

Your origin for the zone is . per your configuration. You are creating records for ns1. and ns2. instead of ns1.example.com. and ns2.example.com. Since ns1.example.com and ns2.example.com aren't defined, they are matched by the wildcard.

EDIT: here's an edit of your config and zone:

zone "example.com." {
        type master;
        file "ext.zone";
};

ext.zone:

$TTL    3600
@       IN      SOA     ns1 root (
                              1         ; Serial
                         3600         ; Refresh
                          300         ; Retry
                         3600         ; Expire
                         300 )        ; Negative Cache TTL


        IN      NS      ns1
        IN      NS      ns2
        IN      A       192.0.2.6


ns1     IN      A       192.0.2.4
ns2     IN      A       192.0.2.5

*      IN      A       192.0.2.6

Everything in the zone is relative to the zone name in the named configuration, so adding a second zone just points to the same file:

zone "example.net." {
    type master;
    file "ext.zone";
};